Most insurance companies were established to help its plan holder to save money and have a ready answer if they meet such unfortunate or unexpected events in their lives. Auto insurance became popular for drivers and car owners who wanted to ensure not just their cars’ safety but also their lives while driving. It is less often that you would encounter a no to profit insurance company to be able to give their customers the service they deserve for what they pay. Very often also that they do not have an affiliated broker or mediator that could cause you higher amount of premiums or charge you with such fees.
The Cure Insurance formerly known as njcure.com promises to be of service to you through their no to profit principles. When they expanded outside the territory of New Jersey, they renamed their company to Cure Insurance. They now have a wider scope, therefore means more access to their services.
Njcure.com It does not have agents representing the company
Clients can directly inquire for a quotation from its service personnel in its office either through phone, online or email. Other than this, outside investors in the company are discredited. This could be a benefit for its consumers, because having no foreign or outside investor in the company means it does not have to generate income for their investors, and the profits will be benefited for the clients.
Also, premiums are protected for a period of one year unlike other insurance companies where rates change more often because of a shorter period protection. While others derive rates from such factors like education, ownership of a house, credit scores, and occupation, njcure.com does not. They only base your rates on your driving performance and driving records. These are some of the differences that they have from other auto insurance companies that you may consider in case you are looking for one.
Njcure.com has been lauded by some of its past clients for the low rates it gave them, basically because of the no to profit scheme they practice. However, there were some who seem not to be satisfied with the service they have given. Negative reviews such as pre-approval of the coverage for a certain accident is needed to be credited to your plan before you can use it were cited. If in case a treatment was given to you and their company tells you that it is not covered by your insurance, without you knowing it, you will be charged for it.
Auto insurance for today’s generation has become an apparent need because of the growing incidents of road mishaps. While it is also essential to secure yourself, just make sure that the insurance company you are going to choose will give you the security you want.