Owner-Operator Independent Drivers Association also known as OOIDA is an insurance company that offers a complete range of affordable truck insurance to small business truckers. OOIDA insurance company is considered to be the top and most experienced commercial truck insurance specialist. OOIDA is a company who started developing low cost insurance products since mid 1970’s. OOIDA insurance company offers very reasonable monthly installments plus an affordable down payment. This company also offers different ways to save money such as single owner operator discount.
Several reasons one should choose OOIDA are complete range of coverage and benefits, Very accommodating customer service ready to assist clients 24 hours a day and 7 days a week, An informative website, Competitive and affordable rates, No hidden charges, No renewal fee, Convenient monthly charges, Affordable rates with lots of discounts. OOIDA also gives the assurance that they provide the best expert advice possible.
OOIDA Insurance offers different types of insurance for owner operator with his or her own authority such as Primary Liability which is the type of insurance against Loss of Liability, Commercial General Liability is the type of insurance against liability for bodily injuries, Motor Truck Cargo is the type of insurance against death and dismemberment coverage, Passenger Accident Coverage is the type of insurance that provides accidental death, dismemberment coverage for a guest passenger, Physical Damage is the type of insurance that covers loss or damage to an insured vehicle caused by theft, vandalism or fire.
OOIDA offers different types of insurance for the leased owner operator such as Non trucking liability which provides coverage while a truck or vehicle is being operated for personal convenience, Bobtail liability is the type of insurance that provides coverage while the truck is being operated without the trailer attached to it, Unladen liability provides coverage while the truck is being operated with an empty trailer attached to it. Passenger Accident Insurance provides accidental death, dismemberment and medical expenses for guest passengers and the last type of insurance is the Physical damage that provides coverage to a vehicle due to fire, theft, collision or vandalism